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Introducing Wescom Financial

Bank Better in 1, 2, 3

At Wescom Financial, we prioritize members over shareholder profits. We help Californians bank better by offering a full array of personalized banking, insurance, and wealth management1 solutions to help you thrive. We’re dedicated to being more than just a credit union, but a full-service financial partner.

play video

A Special Message from Our President & CEO

Watch a Video About the Transition

Please watch this message from our President & CEO, Darren Williams, outlining Wescom’s transition to Wescom Financial.

Save 1% APR2 on Your Wescom Auto Loan

Insure and Finance Your New Vehicle with Wescom!

Wescom Financial is built to help Californians bank better – and we’re making it as simple as 1, 2, 3! First, here’s how to save 1% APR on your Wescom Auto Loan:

  • 1% APR discount for insuring your vehicle with Wescom2
  • Plus, get an additional 0.25% APR discount for financing an electric or hybrid vehicle with Wescom3 – that’s up to 1.25%!

Learn More

Get Paid 2 Days Sooner4

That’s Faster Than Most Banks

As a better banking alternative, Wescom helps you get paid faster. Just sign up for Direct Deposit and payday will come up to two days sooner than most banks.

Win Knott’s Tickets for You and 3 Friends5

And Up to $200 Each When You Refer6

Want more fun? Refer friends to Wescom and get:

  • Knott’s Berry Farm Tickets– be entered for a chance to win tickets for you and THREE friends!
  • Up to $200 each – it starts when they open a Wescom Checking Account with a $100 deposit using promo code RAF!

Refer Today

Bank Better with Wescom Financial

Your Full-Service Banking Partner

At Wescom Financial, we prioritize members over shareholder profits. We help Californians bank better by offering a full array of personalized banking, insurance, and wealth management1 solutions to help you thrive – including:

  • Home Equity Lines of Credit (HELOC)
  • Low-rate auto loans with additional discounts for electric or hybrid vehicles
  • Real estate loans across all 50 states
  • Get paid up to two days sooner with Direct Deposit2
  • Top-rated mobile apps and online banking
  • No Checking Account Fee3
  • No Non-Sufficient Funds (NSF) Fees
  • No Minimum Savings Account Balance Fee

All accounts and loans are subject to approval. Membership eligibility required. Terms and conditions apply.

1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CUSO Financial")(“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CUSO Financial. The Credit Union has contracted with CUSO Financial to make non-deposit investment products and services available to credit union members.

2 APR= Annual Percentage Rate. Promotional discounts are subject to change or end without notice. Terms and conditions apply. Insuring your vehicle through Wescom Financial is optional. The 1.00% APR insurance discount offer is valid on new auto loans funded between 4/1/2025 - 6/30/2025. The 1.00% APR discount is applied to your approved auto loan rate and valid as long as you are insured through Wescom Financial. If you choose to go with another provider or your policy lapses during the life of your loan, you will lose the 1.00% APR discount, resulting in higher finance charges. This increase will not change your monthly payment but may require an extra payment at the end of the term. Once a policy is canceled, the discount cannot be reinstated on the loan. Insurance services offered through Wescom Financial, CA Ins Lic #0D64850. Call 1-888-4WESCOM (1-888-493-7266) ext. 1080 for details.

3 The 0.25% APR discount is available on new auto loans and is applied to your approved auto loan rate. Loan must be for qualifying electric or hybrid vehicles to receive the 0.25% APR discount. $10,000 minimum loan amount. If you have any questions regarding eligibility, please call us at 1-888-4WESCOM (1-888-493-7266).

4 Wescom will post your direct deposit when it is received, regardless of the settlement date. Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of funding by the payer. Wescom does not control when the direct deposit is received.

5 NO PURCHASE NECESSARY to enter or win. Promotional period runs from 4/1/2025 - 5/31/2025. Void where prohibited. To enter: Wescom Financial Member (“referring member”) will automatically receive one (1) entry to sweepstakes when they refer a new member to Wescom as part of the Refer-A-Friend promotion. To qualify for entry, the new member must use promo code “RAF” to establish membership and open a new Wescom Checking account with a minimum deposit of $100.00 during the promotional period. Three (3) referring members will be selected by random drawing to receive four (4) Knotts Berry Farm single-day tickets. Approximate retail value (ARV) per prize: $396.00 ($99.00/ticket). Total ARV for all prizes: $1,188.00. Winners need not be present to win. Odds of winning depend on the number of eligible entries. Prize may be subject to IRS reporting. Consult your tax advisor. Must be 18 years of age or older to enter or win. Youth Accounts, UTMA, Club/Fiduciary Accounts, Wescom employees, their families, Wescom volunteers, and Wescom Board of Directors are not eligible for this offer. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply. Visit wescom.org/sweeps/raf-300 for official rules.

6 $200 Refer-A-Friend Bonus Offer is available when Wescom Members refer new non-members to the credit union. Not applicable with any other offer. Must be age 18 years or older with a valid Tax Identification Number. For both parties to qualify for full/partial bonus: 1) new member must establish membership with Wescom using the promo code RAF and open a Checking Account with a minimum $100 deposit by June 30, 2025 to receive the initial $50.00 bonus each; 2) new member must achieve Signature Membership during their New Member Period (the first three full calendar months after the date of joining Wescom ranging from 90 to 120 days) to receive an additional $50.00 bonus each; and/or 3) the new member achieves Platinum Signature Membership during that same period for both parties to qualify for an additional $100.00 bonus each. Visit wescom.org/About-Us/Signature-Membership on how to earn Signature and Platinum Signature Membership. Referring member does not need to be present when new member establishes membership or Account. Full/partial bonus is based on satisfaction of conditions and will post to each recipient’s account the month after the new member satisfies each requirement. Bonuses may be subject to IRS reporting. Consult your tax advisor. Youth Accounts, UTMA, Club/Fiduciary Accounts, Wescom employees, their families, Wescom volunteers, and Wescom Board of Directors are not eligible for this offer. A $1 deposit to a Regular Savings Account is required. Terms and conditions apply.

7 Wescom does not charge a monthly maintenance fee for checking. The paper statement fee is waived when enrolled in eStatements for Platinum Signature Members, Youth Accounts, Primary Account Members age 60 and older, Fiduciary Accounts, and for the first 90 days for new accounts. A $5.00 fee will be assessed for printing and mailing a paper statement (monthly and quarterly).

Frequently Asked Questions